Financial Planning Basics
Ashley Gragtmans

Day Care Bills

Full transparency: Before I had kids, I looked at day care graduation photos with a certain level of judgment and cynicism. It seemed silly to me, like participation trophies. I liked the idea of celebrating just one major graduation, which represented the culmination of all a child’s academic achievements over the years. But then I

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Saving Basics
Ashley Gragtmans

Hard Truths for Young Investors

We polled our financial advisors on some hard truths for young investors. Sorry not sorry for the tough love – hopefully it helps ground you in reality! If things are just “too tight” and you aren’t able to save 5 percent of your income, then the hard truth is you are simply living beyond your

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writing on a whiteboard
Investing at Work
Ashley Gragtmans

401(K): Selecting Funds

Now you’ve got an account type figured out and picked a percentage of money that will flow into the account each pay period. So, where does that money…

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company meeting
Investing at Work
Ashley Gragtmans

401(K): Costs of Waiting

Anyone can find an excuse to put off pushing money aside for retirement: It’s too complex and I’m busy, I need money now since I just got out of school, I’ll do it later…

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All information included in this page and all pages throughout Young Money, Smart Money is provided for informational and educational purposes only and should not be taken as investment advice or a recommendation to invest accordingly. Investing involves risk, including a potential for a loss of principal. Educate yourself about all investments and funds you purchase, including their risks, objectives, and fees and expenses before investing. For additional assistance, please contact us or another financial professional for a more detailed review of your specific situation.

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