Saving Basics
Hilary Daniel

Give Back

Last, but certainly not least, give back. Give something to charitable causes to get in the habit. As your income increases, give more. Tithing says to give 10 percent of your income, but that is very difficult when you are young. Choose various charities that you feel make the world a better place. Bill Gates

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Saving Basics
Hilary Daniel

Invest For The Long Term With Low-Cost Equity Investing

We will explain later why you should consider primarily doing equity investing, but the point here is to just take the long-term view. Easier said than done. Your investments will almost assuredly see volatile swings over the course of your career. The S&P 500 Index saw a decline of almost -34% from Feb. 19, 2020,

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Saving Basics
Hilary Daniel

Live Beneath Your Means

This is just another tip to help you save money. Know what you are able to afford and live with that! Think before making a purchase about whether you are living beneath your means. Is that extra round of drinks at last call really necessary? Can you even tell the difference between the designer purse

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Saving Basics
Hilary Daniel

Eliminate Credit Card Debt

Ideally, credit cards should just be a source of liquidity for you to make purchases between your paychecks. Successful investors will not continuously maintain a credit card balance.

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Please read the following disclaimer:

All information included in this page and all pages throughout Young Money, Smart Money is provided for informational and educational purposes only and should not be taken as investment advice or a recommendation to invest accordingly. Investing involves risk, including a potential for a loss of principal. Educate yourself about all investments and funds you purchase, including their risks, objectives, and fees and expenses before investing. For additional assistance, please contact us or another financial professional for a more detailed review of your specific situation.

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