planning credit card debt and finances
Financial Planning Basics
Heidi Clark

Credit Cards

Plastic is the easiest way to deal with gaps in paychecks when buying major items, but they are also the easiest way to destroy your financial picture early. Continually holding credit card debt across several months allows interest to build on these balances anywhere from 12% to more than 20%.

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All information included in this page and all pages throughout Young Money, Smart Money is provided for informational and educational purposes only and should not be taken as investment advice or a recommendation to invest accordingly. Investing involves risk, including a potential for a loss of principal. Educate yourself about all investments and funds you purchase, including their risks, objectives, and fees and expenses before investing. For additional assistance, please contact us or another financial professional for a more detailed review of your specific situation.

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