Why Equity Investing
Compound Interest
Compounding is an important term used in investing and it refers to the way gains are accumulated on investments. When an investment averages a….
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This Is How We Do It … [Invest That Is]
Here we will walk you through how to start investing (both at work and outside of work), how to review company financial statements, and what to do depending on how much money you have.
“The individual investor should act consistently as an investor and not as a speculator.”
— Ben Graham
Now that you have saved enough to have extra cash on hand, let’s review why we believe equity investing is a smart choice for young investors and how to start investing.
Why Equity Investing
Company Valuation
There is an ocean of information available in regards to each stock, and at times it can be overwhelming. Hundreds of different economic indicators…
Why Equity Investing
Stock Quote Explainer
Here we won’t try to teach you how to pick a stock, but rather explain what are all the data associated with a stock…
Why Equity Investing
Company Financial Statements
Without getting into too much unnecessary detail here we just wanted to briefly go over three critical pieces of information that provide a picture…
Why Equity Investing
Stock Market Breakdown
So we’ve gone through many of the specific terms and descriptors about an individual stock … so now we’re moving on to describe measures of…
Investing at Work
Understanding Your 401(K) Options
The most frequent questions coming from young professionals are in regards to their 401(k) retirement savings accounts at work. Most major employers are transitioning…
Investing at Work
401(K): Costs of Waiting
Anyone can find an excuse to put off pushing money aside for retirement: It’s too complex and I’m busy, I need money now since I just got out of school, I’ll do it later…
Investing at Work
401(K): Setting Contribution Levels
When selecting a salary deferral percentage in your 401(k) there are several things you should consider. The end goal of retirement savings is to put yourself…
Investing at Work
401(K): Selecting Funds
Now you’ve got an account type figured out and picked a percentage of money that will flow into the account each pay period. So, where does that money…
Investing Outside of Work
Investing Outside of Work Introduction
Full participation in your employer’s 401(k) plan is just the first part of saving and investing that you will need to do in order to set yourself up for a successful…
Investing Outside of Work
Choosing Your Account Provider
In general, many of the largest wealth managers (Merrill Lynch, Morgan Stanley Smith Barney, UBS, Wells Fargo) choose to focus their business on…
Investing Outside of Work
Types of Investment Accounts
Before we look at each provider let’s do a brief rundown of some of the major types of accounts that you will likely encounter at any firm. You will see there…
Investing Outside of Work
Brokerage Account Providers
In order to keep costs low, we are going to suggest one of the following three discount custodians for you to do business with to manage your savings and…
Implementing an Investment Portfolio
Investors With Less Than $10,000 In Cash Savings
Keep saving. Previously in the “cash” asset class discussion, we went through the importance of having a “buffer” of about 3 months…
Implementing an Investment Portfolio
Investors With $10,000 to $100,000 in Savings and Investments
Congratulations! You have made difficult saving and budgeting decisions and you now have enough money saved up to begin investing in your personal brokerage account…
Implementing an Investment Portfolio
Investors With $100,000 to $200,000 in Savings and Investments
As we build the size of our portfolio through gains over time and continued savings and reinvestment we may want to consider an alternative option of equity investing…
Implementing an Investment Portfolio
Investors With More Than $200,000 in Savings and Investments
As your investments build to this level (which it most assuredly will over time if you take the right steps and have patience!) and as we age our financial picture becomes even…
Implementing an Investment Portfolio
Ongoing Portfolio Maintenance
Here we are going to provide some notes that apply to portfolios of all sizes. Since they don’t neatly fall into unique categories, we’re just going to lump them.
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