Implementing an investment portfoliio
This Is How We Do It … [Invest That Is]
Here we will walk you through what to do depending on how much money you have.
“The individual investor should act consistently as an investor and not as a speculator.”
— Ben Graham
So by now you are making smart saving decisions, educated on the types of investments available to you, actively investing in your work’s 401(k) plan, have chosen a discounted online broker, saved enough money outside of work to exceed your “cash buffer,” and have either funded your brokerage account with cash or have transferred your previous investment account from a high-cost provider (please refer to prior sections if this is not the case).
NOW, WHAT DO WE DO WITH THE MONEY?
Your investment allocation will stick to our previous strategy of long-term, low-cost, equity investment – but the way you choose specific investments to pursue this strategy will vary based on the amount of money you have.
Congratulations! You have made difficult saving and budgeting decisions and you now have enough money saved up to begin investing in your personal brokerage account…
As we build the size of our portfolio through gains over time and continued savings and reinvestment we may want to consider an alternative option of equity investing…
As your investments build to this level (which it most assuredly will over time if you take the right steps and have patience!) and as we age our financial picture becomes even…
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