money investing for beginners

This Is How We Do It … [Invest That Is]

Here we will walk you through what to do depending on how much money you have.

“The individual investor should act consistently as an investor and not as a speculator.”
— Ben Graham

So by now you are making smart saving decisions, educated on the types of investments available to you, actively investing in your work’s 401(k) plan, have chosen a discounted online broker, saved enough money outside of work to exceed your “cash buffer,” and have either funded your brokerage account with cash or have transferred your previous investment account from a high-cost provider (please refer to prior sections if this is not the case). 


Your investment allocation will stick to our previous strategy of long-term, low-cost, equity investment – but the way you choose specific investments to pursue this strategy will vary based on the amount of money you have. 

watching investments on a laptop
Implementing an Investment Portfolio
Ben Blake

Ongoing Portfolio Maintenance

Here we are going to provide some notes that apply to portfolios of all sizes. Since they don’t neatly fall into unique categories, we’re just going to lump them.

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Please read the following disclaimer:

All information included in this page and all pages throughout Young Money, Smart Money is provided for informational and educational purposes only and should not be taken as investment advice or a recommendation to invest accordingly. Investing involves risk, including a potential for a loss of principal. Educate yourself about all investments and funds you purchase, including their risks, objectives, and fees and expenses before investing. For additional assistance, please contact us or another financial professional for a more detailed review of your specific situation.

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