Investing at work

This Is How We Do It … [Invest That Is]

Here we will walk you through how to start investing at work.

“Successful investing is about managing risk, not avoiding it.”
— Benjamin Graham

401(k) plans are offered by most large private sector employers. Similar offerings by non-profit and public education organizations include “403(b)” plans, and “457” plans for government employees. Since all three of these are very similar we will lump them together and refer to them collectively going forward as your “401(k)” plan (since it is the most frequently used). If your employer doesn’t offer a retirement savings plan then fast-forward to “Investing Outside of Work” to learn how to open an IRA (individual retirement account) to begin saving for your retirement.

company meeting
Investing at Work
Ashley Gragtmans

401(K): Costs of Waiting

Anyone can find an excuse to put off pushing money aside for retirement: It’s too complex and I’m busy, I need money now since I just got out of school, I’ll do it later…

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writing on a whiteboard
Investing at Work
Ashley Gragtmans

401(K): Selecting Funds

Now you’ve got an account type figured out and picked a percentage of money that will flow into the account each pay period. So, where does that money…

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Please read the following disclaimer:

All information included in this page and all pages throughout Young Money, Smart Money is provided for informational and educational purposes only and should not be taken as investment advice or a recommendation to invest accordingly. Investing involves risk, including a potential for a loss of principal. Educate yourself about all investments and funds you purchase, including their risks, objectives, and fees and expenses before investing. For additional assistance, please contact us or another financial professional for a more detailed review of your specific situation.

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